FantasySportsInsurance.com To Provide Insurance For NFBC Owners

ESPN8 THE OCHO · Post by **ESPN8 THE OCHO** » Thu Jan 14, 2010 3:56 am

Also I think the upgraded locations and atmospheres will be enjoyed by all... I certainly don't think all change is bad.

Speaking of doing things differently I started a league with a scaled payout and payment format. It has worked great in my local leagues.

The problem with many leagues is that 3/4 thru the season there are teams that just can not win so they give up. In the scaled format you pay more to the pot the lower your standing so everyone competes even if it is to move from 12th place to 10th because it will save you money. Not sure that could be done at this level but I thought it helped keep the integrity of the league as everyone competed during the entire season.

Change is good, doesn't mean it should not be debated.

Tom Kessenich · Post by **Tom Kessenich** » Thu Jan 14, 2010 4:01 am

Originally posted by ESPN8 THE OCHO:

I happen to feel if a person drafts Reyes, Webb etc. it will result in a different draft than other tables.Wouldn't you agree that if a person drafts Reyes and Webb, they're going to be assuming the risk associated with those players regardless? All we're doing is providing some measure of comfort should you draft a player like that and he has another injury-marred season. As Greg said, nobody is going to draft Jose Reyes hoping they cash in on the insurance that we're offering. That would be crazy. You draft Reyes and you hope you don't have to cash in because a healthy Reyes improves your chances to win your league and improves your chances to do well in the overall competition. The insurance merely provides a small benefit should you endure another lost season from a top player.

I don't see the downside here. Reyes or whoever is going to be too risky for some (perhaps many) owners regardless of whether we make this offer or not. All this does is provide a small stipend if you do take a gamble with this type of player and come up with nothing to show for it.

DOUGHBOYS · Post by **DOUGHBOYS** » Thu Jan 14, 2010 4:03 am

Knee-jerk reactions to be sure.

Nothing really has changed. Everybody still has to draft the best team to win. Insurance on a player means you get a little money back for taking a risk.

Enough incentive to change how we draft? I doubt it.

My grandma used to tell me that I can stir a pot, even while sitting on the pot.

My grandma never met Walla Walla

The RoundTrippers · Post by **The RoundTrippers** » Thu Jan 14, 2010 4:06 am

wow...too much!! i gotta admit i got a good laugh this morning thanks guys. is there anything people WONT bitch about?? ITS FREE and people think its gonna change the draft strategy...are you kidding me???? go right ahead people and take the riskier guy because you can get a portion of your money back. i love it!!! makes no sense to potentially change your draft strategy because of this FREE perk. i hope more people think this way while I laugh all the way to the bank...on my winnings!!!

ESPN8 THE OCHO · Post by **ESPN8 THE OCHO** » Thu Jan 14, 2010 4:13 am

I guess saying this was a knee jerk reponse is fair. Just like to examine situations. I will draft but must keep this is mind.

I will assure you Brandon webb just moved up from rounds 9-11 to 8-10 with this news.

Anyway good luck to all. I do believe poeple will look to draft the best teams.

The RoundTrippers · Post by **The RoundTrippers** » Thu Jan 14, 2010 4:18 am

do you think all players will be insureable?? not a chance. remember there is a list of 100. what is the likelyhood reyes, webb, prior etc are gonna be on these lists? slim n none and slim jus got on a bus to iola.. i am gonna assume the insurance company will do thier due diligence ...do ya think??? back to research...

Tom Kessenich · Post by **Tom Kessenich** » Thu Jan 14, 2010 4:22 am

Originally posted by ESPN8 THE OCHO:

I will assure you Brandon webb just moved up from rounds 9-11 to 8-10 with this news.

Assuming that happens, why would that be a bad thing? If someone wants to draft Webb and he stays healthy and has a great season shouldn't he be rewarded for taking a chance on a player with injury questions? Again, I don't see the downside here.

Greg Ambrosius · Post by **Greg Ambrosius** » Thu Jan 14, 2010 4:25 am

Originally posted by ESPN8 THE OCHO:

I guess saying this was a knee jerk reponse is fair. Just like to examine situations. I will draft but must keep this is mind.

I will assure you Brandon webb just moved up from rounds 9-11 to 8-10 with this news.

Anyway good luck to all. I do believe poeple will look to draft the best teams. If Brandon Webb isn't a Top 100 player, he won't move up at all based on our insurance offer. So this is not accurate above if you think he's just a Top 165 player moving to the Top 150.

bluenose · Post by **bluenose** » Thu Jan 14, 2010 4:31 am

Just throwing this out there:

is there any conceivable downside to this offer? If so, please advise.

Greg Ambrosius · Post by **Greg Ambrosius** » Thu Jan 14, 2010 4:31 am

Originally posted by ESPN8 THE OCHO:

I didn't mean to upset you. With all change there are opinions. I happen to feel if a person drafts Reyes, Webb etc. it will result in a different draft than other tables. Going in there is no way to account for that. I understand it can be argued that many things can not be accounted for no matter what rules and format... but this adds just one more thing.

Again, I love the compitition and everything is always run in a class manner. Also if you just let myself and many others know that you would have preferred checks all these years over credit cards many of us would have done that for you.

PS- I will insure the free player... and we will enjoy many drinks that weekend! You didn't upset me. I've just come to realize how hard it is to make subtle changes with this group and in some ways I'm surprised and disappointed. The NFBC is SIX YEARS OLD. SIX. It's not like we are Major League Baseball adding the DH rule after 100 years of no DH. We are SIX YEARS OLD and this FREE OFFER isn't changing the game at all, yet the first posts are Chicken Little posts.

I'll get over it, I promise. It's just another eye opener as we try to improve the contest. At the end of the day, as I often tell Ryan, the proof is in the pudding. We just have to continue to do things that we think are best for the long-term good of the NFBC, take our criticisms and prove everyone wrong. We think everything we've done so far has been good for the NFBC and only time will tell if we've been right or wrong.

I'm just surprised how engrained some folks are and how ANY change disrupts their lives.

Greg Ambrosius · Post by **Greg Ambrosius** » Thu Jan 14, 2010 4:32 am

Originally posted by bluenose:

Just throwing this out there:

is there any conceivable downside to this offer? If so, please advise. Yes, the credit card companies make less money.

Walla Walla · Post by **Walla Walla** » Thu Jan 14, 2010 4:44 am

Greg, I think my point was don't use this outside company pushing insurance. I don't think it will affect the draft. I just firmly believe it is a ripoff of anyone that will signup for it on a pay base. I hate seeing the NFBC being a shill for this.

Doughboy, Your Grandma would have loved me.

jamesmaples · Post by **jamesmaples** » Thu Jan 14, 2010 4:53 am

Greg if you want people to pay with check offer an incentive on the payout not this insurance. Or offer a little off the entry if you pay by check. I think people would be all for this idea

Latham · Post by **Latham** » Thu Jan 14, 2010 5:13 am

I have changed my rankings and moved Mark Prior up to #836 from his previous #1456 ranking. I sure hope he makes the top 100 list.

I have wasted 10 minutes of my life reading this thread. I hate it when Greg tries to make us take free stuff!!!

[ January 14, 2010, 11:14 AM: Message edited by: Latham ]

DOUGHBOYS · Post by **DOUGHBOYS** » Thu Jan 14, 2010 5:21 am

Reactions after the insurance announcement (nushelled)

First posters-

Credit card companies-

Insurance Company-

Readers, not posters-

Greg- :rolleyes:

Greg Ambrosius · Post by **Greg Ambrosius** » Thu Jan 14, 2010 5:37 am

Originally posted by Walla Walla:

Greg, I think my point was don't use this outside company pushing insurance. I don't think it will affect the draft. I just firmly believe it is a ripoff of anyone that will signup for it on a pay base. I hate seeing the NFBC being a shill for this.

Doughboy, Your Grandma would have loved me.

I understand that John and that's your personal opinion, which is fine. Some people also don't buy health insurance because they think it's a waste of money...until they get sick.

I've always worked with other industry companies. This is no different and it's not costing any NFBC member A PENNY. Some folks actually like this offer, believe it or not. So let the process play out and let's see how it goes, okay? Should be fun for everyone.

Chest Rockwell · Post by **Chest Rockwell** » Thu Jan 14, 2010 6:00 am

Originally posted by ESPN8 THE OCHO:

I guess saying this was a knee jerk reponse is fair. Just like to examine situations. I will draft but must keep this is mind.

I will assure you Brandon webb just moved up from rounds 9-11 to 8-10 with this news.

Anyway good luck to all. I do believe poeple will look to draft the best teams. Maybe if enough teams play not to lose. If your goal is to finish 5th and get 500 bucks because an injury risk actually got hurt then move these guys up.

bjoak · Post by **bjoak** » Thu Jan 14, 2010 6:22 am

Thanks, for improving the draft. This sounds good. I do have a couple questions:

When will the 100 list be put out? If it's before draft day, it could result in a unique situation. For example, let's say Greinke gets injured and is announced out for the season the day before the draft. Does it now become a situation where people have to decide where they might punt a draft pick and take the $250? If so, that's cool. I'm just asking.

Also, on the first post of this thread, you seem to indicate that Webb and Reyes are two of the top 100 guys who will receive insurance. Is this accurate?

Greg Ambrosius · Post by **Greg Ambrosius** » Thu Jan 14, 2010 6:26 am

Originally posted by bjoak:

Thanks, for improving the draft. This sounds good. I do have a couple questions:

When will the 100 list be put out? If it's before draft day, it could result in a unique situation. For example, let's say Greinke gets injured and is announced out for the season the day before the draft. Does it now become a situation where people have to decide where they might punt a draft pick and take the $250? If so, that's cool. I'm just asking.

Also, on the first post of this thread, you seem to indicate that Webb and Reyes are two of the top 100 guys who will receive insurance. Is this accurate? I'm sure the Top 100 list will be updated before Draft Day for all to see. I'm pretty sure the company will be live at our events, so everything will be in front of you beforehand.

No, I said Reyes and Webb were examples from last year. I haven't seen the Top 100 list yet but I'm pretty sure Reyes would be on it, right?

Tom Kessenich · Post by **Tom Kessenich** » Thu Jan 14, 2010 6:28 am

Originally posted by Chest Rockwell:

quote:Originally posted by ESPN8 THE OCHO:

I guess saying this was a knee jerk reponse is fair. Just like to examine situations. I will draft but must keep this is mind.

I will assure you Brandon webb just moved up from rounds 9-11 to 8-10 with this news.

Anyway good luck to all. I do believe poeple will look to draft the best teams. Maybe if enough teams play not to lose. If your goal is to finish 5th and get 500 bucks because an injury risk actually got hurt then move these guys up. [/QUOTE]Precisely. I don't believe this changes the playing field or provides anyone with an advantage of any kind. The goal is to have players not get injured, not draft players you hope will get hurt so you can get some of your entry fee back at the end of the season. This is simply a way to provide some relief if you do draft a player with injury issues and he has another injury-marred season.

Quack & Willy · Post by **Quack & Willy** » Thu Jan 14, 2010 6:48 am

I may have overlooked this somewhere, but is there a threshold that must be met with regards to how long that player is on your roster? Take the Beltran example.

If an owner drafts him, declares him as the injury player for insurance purposes, and then drops him during the first FAAB period. Is that claim valid for payout, or does the owner have to keep Beltran on the roster for a minimum time frame?

Top Dawg · Post by **Top Dawg** » Thu Jan 14, 2010 6:56 am

I can't believe anyone here is trying to look a gift horse in the mouth. To me it is very simple. If you pay by check you get a free chance to look your draft over and decide which player(s) on your team you think would hurt you the most if injured for a prolonged period of time. You then look at the "top 100 list" and see which of those are there too. By process of elimination, you decide which player to insure for FREE.... If you lose that guy for 60+ days, you get some money back.

Who the heck thinks that's a negative???

Pete

[ January 14, 2010, 12:57 PM: Message edited by: Top Dawg ]

Spartacus · Post by **Spartacus** » Thu Jan 14, 2010 7:03 am

Insurance as a factor in strategy? Greg, if you can guarantee me a league with 14 heavily insured draft day strategists, I'd be happy to pay my sign up fee in gold coins. Thanks in advance.

bjoak · Post by **bjoak** » Thu Jan 14, 2010 7:20 am

Originally posted by Greg Ambrosius:

quote:Originally posted by bjoak:

Thanks, for improving the draft. This sounds good. I do have a couple questions:

When will the 100 list be put out? If it's before draft day, it could result in a unique situation. For example, let's say Greinke gets injured and is announced out for the season the day before the draft. Does it now become a situation where people have to decide where they might punt a draft pick and take the $250? If so, that's cool. I'm just asking.

Also, on the first post of this thread, you seem to indicate that Webb and Reyes are two of the top 100 guys who will receive insurance. Is this accurate? I'm sure the Top 100 list will be updated before Draft Day for all to see. I'm pretty sure the company will be live at our events, so everything will be in front of you beforehand.

No, I said Reyes and Webb were examples from last year. I haven't seen the Top 100 list yet but I'm pretty sure Reyes would be on it, right? [/QUOTE]Actually, that is my other question I was trying to remember. What are the criteria in choosing the top 100? In other words, if it is some valuation of who was the most successful last year (which I can totally see an insurance company doing) then I would say that Reyes would certainly NOT make it. Any idea when we will get a look at an initial list?

I don't really expect you to have all these answers, Greg. Is there any way a rep from the company can come on to answer some of these questions? The one by Quack and Willy is another good one.

[ January 14, 2010, 01:33 PM: Message edited by: bjoak ]

bjoak · Post by **bjoak** » Thu Jan 14, 2010 7:26 am

From the FSI site:

Question: Will FSI offer different rates for different players?

Answer:

NO – FSI will take into consideration each individual player’s injury history, injury frequency and severity, to determine their eligibility for coverage. All eligible players will be covered at the same pre-determined rate.

By these criteria, I might think they are talking about the top 100 healthiest players or that they are at least not including the biggest risks, like Reyes.

[ January 14, 2010, 01:33 PM: Message edited by: bjoak ]